Effortless expense tracking

Smart expense tracking, without the spreadsheets

SEMT makes it simple to log, categorize, and understand every expense — so you always know exactly where the money goes.

50K+

Expenses logged

15+

Built-in categories

3 min

Average setup time

Features

Everything you need to stay on top of spending

From quick logging to clear reports, SEMT covers the full lifecycle of every expense.

Continue with your Google account or jump right in as a guest — no lengthy signup required.

Categories & accounts

Start with predefined categories like Income, Petrol, and Home Care, and accounts like Allied Bank or Meezan Bank — or add your own.

Transactions & transfers

Log every transaction and move money between accounts with a simple transfer.

To Get & To Pay

Add people and track what you're owed or what you owe, plus keep a record of every amount received and paid.

Dashboard & reports

Get a quick snapshot on your dashboard, then dig into detailed reports filtered by date and duration.

Synced everywhere

Your accounts, categories, and transactions stay in sync across devices, even after signing out and back in.

Join thousands who trust SEMT to keep their spending organized and their budgets on track.